Health Insurance

As an employee, the health benefits available to you represent a significant component of your compensation package.   They also provide important protection for you and your family in the case of illness or injury.   The Town's  plan offers a series of health coverage options.  Choosing a healthy coverage option is an important decision.,  To help you make an informed choice, your plan makes available a Summary of Benefits and Coverage (SBC), which summarizes important information about any health coverage option in a standard format, to help you compare across options.

Comparison of Benefits Information


Comparison of PPO Plans

Comparison of HMO Plans


Comparison of PPO Plans

Comparison of HMO Plans

Summary of Benefits Information

Important Reminders for employees who have their health insurance through the Town.  

Benefit eligible employees are eligible to enroll in health insurance upon hire, during an open enrollment period, or within 30 days of a qualifying life event such as:

  • Divorce/ Remarriage
  • Medicare eligibility for your self or dependent (whether Medicare is due to age or disability)
  • Marriage
  • Birth of a child
  • Adoption
  • Legal guardianship
  • Dependent loss of status as a dependent

FY18 Health & Dental Insurance Rates

Health Insurance Enrollment Forms

Blue Cross Blue Shield Enrollment and Change Form

Harvard Pilgrim Enrollment and Change Form

MMHG Acknowledgement Form (all employees enrolling in an MMHG plan, must complete this form and provide when submitting their health insurance application)